Secure & Private
Pay down credit card debt faster and cheaper
ResFi analyzes your spending, subscriptions, and debt interest to find real savings — with a simulated refinance plan tailored to you.
256-bit Encryption Powered by Plaid Read-only Access
How ResFi Works
See Your Full Picture
Connect accounts to see all debt, interest, and spending in one place.
Lower Your Interest
We help to finds ways to reduce your APR and pay down debt faster.
Track & Optimize
Identify subscriptions to cancel and expenses to optimize.
Why Trust ResFi?
Bank-level encryption — your data never touches our servers
Plaid handles all secure connections — we never see your credentials
Read-only access — we can't move your money
Cancel anytime — your data is deleted on request
Financial data accessed via Plaid with bank-level encryption. We never store your credentials.